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5 Reasons You Might Want Life Insurance

Many people feel that life insurance in an unnecessary expense. However, if your lifestyle includes any of these five things, you might want to reconsider.

1: Spouse

Your spouse is the most obvious reason for purchasing life insurance. If you were to die, would he or she have everything they need to financially keep their lifestyle intact without your income? This includes car payments, mortgage payments, monthly bills, etc.

2: Children

Your children are a great reason to purchase life insurance. Payments made from an insurance policy after your death can help with college tuition, student loan payments, fund a wedding, etc.

3: You’re a Homeowner

If you are a homeowner, getting a life insurance policy is quite important. Should you pass away, the policy will help your loved ones and estate either pay off the home or make mortgage payments until it is able to be sold.

4: Your Parents or Other Relatives

If you are unmarried and/or without children, you might think skipping life insurance isn’t that big of a deal. The truth is, it is important to keep your parents and any other relatives in mind when considering life insurance, especially if they have co-signed any loans for you.

5: You Own a Business

Owning a business is a great reason to get life insurance. Once you die, business debts and liabilities can become expensive for your estate. A policy can help offset some of those costs.

We were insured with one of the big companies for years. We switched to MSI and now I’m treated like a person, not a number.

— Brad K.